:root{--ink:#17283e;--muted:#607087;--blue:#1768d4;--line:#dfe7f0;--soft:#f3f7fc;--white:#fff;--amber:#714918;--amber-bg:#fff5df;--radius:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--white);color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.7}a{color:var(--blue);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}a:focus-visible{outline:3px solid #94bcf2;outline-offset:5px;border-radius:2px}p{margin:0 0 1.15rem}h1,h2,h3{line-height:1.2;margin:0;color:var(--ink)}h1{font-size:clamp(2.6rem,5.4vw,4.8rem);font-weight:580;letter-spacing:-.055em}h2{font-size:clamp(1.85rem,3vw,2.6rem);font-weight:580;letter-spacing:-.035em}h3{font-size:1.17rem;font-weight:650;letter-spacing:-.015em}code{padding:.08rem .3rem;background:#eef2f7;border-radius:4px;font-size:.91em;overflow-wrap:anywhere}.wrap{width:min(1120px,calc(100% - 64px));margin-inline:auto}.skip{position:fixed;left:16px;top:-100px;z-index:20;background:white;padding:8px 18px}.skip:focus{top:12px}.status-banner{background:var(--amber-bg);border-bottom:1px solid #eed9b2;color:var(--amber);font-size:.78rem}.status-banner>div{width:min(1120px,calc(100% - 64px));margin:auto;display:flex;align-items:center;gap:18px;padding:9px 0}.status-banner strong{font-size:.72rem;letter-spacing:.06em;white-space:nowrap}.site-header{border-bottom:1px solid var(--line);background:white}.header-inner{width:min(1120px,calc(100% - 64px));min-height:84px;margin:auto;display:flex;justify-content:space-between;align-items:center;gap:24px}.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--ink);font-size:1.05rem;letter-spacing:-.025em}.brand img{object-fit:contain}.brand strong{font-weight:750}.site-header nav{display:flex;gap:29px;align-items:center}.site-header nav a{font-size:.9rem;color:var(--muted);text-decoration:none;position:relative;padding:29px 0}.site-header nav a[aria-current=page]{color:var(--blue);font-weight:650}.site-header nav a[aria-current=page]:after{content:"";position:absolute;bottom:-1px;height:2px;left:0;right:0;background:var(--blue)}.hero{padding-top:80px;padding-bottom:88px;display:grid;grid-template-columns:1.15fr 1fr;gap:72px;align-items:center}.eyebrow{text-transform:uppercase;font-size:.73rem;letter-spacing:.13em;font-weight:700;color:var(--blue);margin-bottom:18px}.hero .lede{margin:26px 0 25px;max-width:520px}.lede{color:var(--muted);font-size:1.12rem;line-height:1.65}.pill-row{display:flex;flex-wrap:wrap;gap:8px}.pill-row span{font-size:.75rem;padding:5px 10px;background:var(--soft);border:1px solid var(--line);border-radius:6px;color:#445a76}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin:32px 0 24px}.button{display:inline-flex;align-items:center;gap:28px;background:var(--blue);color:white;text-decoration:none;font-weight:600;font-size:.89rem;padding:12px 19px;border-radius:7px}.button:hover{background:#105abc}.text-link{font-size:.91rem;font-weight:600;text-decoration:none}.text-link span{margin-left:8px}.status-note{font-size:.77rem;color:var(--muted);line-height:1.6;display:flex;gap:8px;align-items:flex-start}.status-note>span{width:7px;height:7px;background:#bc8735;border-radius:50%;flex-shrink:0;margin-top:6px}.flow-card{padding:32px 34px 24px;background:linear-gradient(145deg,#f4f8ff,#edf3fc);border:1px solid #dbe6f5;border-radius:20px}.flow-card .eyebrow{margin-bottom:14px}.flow-card h2{font-size:1.9rem;letter-spacing:-.035em}.flow{padding:0;list-style:none;margin:30px 0 23px}.flow li{display:flex;gap:18px;position:relative;padding-bottom:26px}.flow li:last-child{padding-bottom:0}.flow li:not(:last-child):before{content:"";position:absolute;left:17px;top:37px;bottom:4px;width:1px;background:#c6d8f0}.flow-number{width:35px;height:35px;border-radius:50%;flex-shrink:0;background:#fff;border:1px solid #cfdef1;color:var(--blue);display:grid;place-items:center;font-size:.68rem;font-weight:700}.flow h3{font-size:.97rem;margin:5px 0 5px}.flow p{font-size:.88rem;color:#566b86;line-height:1.55;margin:0}.flow-footnote{padding-top:17px;margin:0;border-top:1px solid #d4e1f1;font-size:.75rem;line-height:1.5;color:#627894}.section{padding-top:76px;padding-bottom:76px}.section-soft{background:var(--soft);border-block:1px solid #e7edf4}.section-intro{max-width:660px;margin-bottom:34px}.section-intro h2{margin-bottom:19px}.section-intro>p:last-child{color:var(--muted);font-size:1rem;margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:28px;background:white;border:1px solid var(--line);border-radius:var(--radius)}.card-number{font-size:.65rem;letter-spacing:.1em;color:var(--blue);font-weight:700}.card h3{margin:27px 0 13px}.card p{font-size:.9rem;color:var(--muted);line-height:1.7;margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start}.split h2{margin-bottom:24px}.split>div>p:not(.eyebrow){font-size:.95rem;color:var(--muted)}.detail-card{padding:29px 32px;border:1px solid var(--line);border-radius:var(--radius)}.detail-card h3{margin-bottom:12px}.detail-card h3:not(:first-child){padding-top:19px;border-top:1px solid var(--line)}.detail-card p:last-child{margin-bottom:0}.split+.section{padding-top:0}.policy-panel{background:#11263f;color:#d1deee;border-radius:var(--radius);padding:38px 42px;display:grid;grid-template-columns:1fr 220px;gap:55px;align-items:center}.policy-panel .eyebrow{color:#9cc7ff}.policy-panel h2{color:white;font-size:1.8rem;margin-bottom:15px}.policy-panel p:last-child{font-size:.9rem;line-height:1.6;margin:0;max-width:610px}.policy-links{display:flex;flex-direction:column;gap:14px}.policy-links a{color:white;text-decoration:none;display:flex;justify-content:space-between;border-bottom:1px solid #47607d;padding:10px 0;font-size:.91rem}.site-footer{border-top:1px solid var(--line);background:#fafbfd;padding:36px 0 20px;color:var(--muted);font-size:.8rem}.footer-inner{width:min(1120px,calc(100% - 64px));margin:auto;display:flex;justify-content:space-between;gap:35px}.footer-inner strong{font-size:.92rem;color:var(--ink)}.footer-inner p{margin:7px 0 3px}.footer-inner a{text-decoration:none}.footer-inner nav{display:flex;gap:26px;align-items:flex-start}.footer-note{width:min(1120px,calc(100% - 64px));margin:28px auto 0;font-size:.72rem;color:#7b8899}.legal-heading{padding:60px 0 44px}.legal-heading h1{font-size:clamp(2.6rem,5vw,4rem);margin-bottom:23px}.legal-heading .lede{max-width:650px;margin:0}.legal-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:65px;padding-bottom:76px;align-items:start}.legal-nav{border-top:1px solid var(--line);padding-top:20px;position:sticky;top:24px}.legal-nav>p{color:var(--muted);font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;font-weight:650;margin-bottom:15px}.legal-nav ul{list-style:none;padding:0;margin:0}.legal-nav li{margin:0 0 13px;line-height:1.5}.legal-nav a{font-size:.85rem;text-decoration:none;color:#566c87}.legal-nav a:hover{color:var(--blue)}.legal-nav .back-link{display:block;margin-top:28px;padding-top:19px;border-top:1px solid var(--line);color:var(--blue)}.legal-body{max-width:790px;color:#40526a;font-size:.96rem;overflow-wrap:anywhere}.legal-body h2{font-size:1.42rem;font-weight:650;margin:37px 0 17px;padding-top:8px;letter-spacing:-.022em}.legal-body strong{color:#263b56}.legal-body ul{padding-left:22px;margin:15px 0 25px}.legal-body li{padding-left:4px;margin:10px 0}.legal-body a{overflow-wrap:anywhere}
@media(max-width:900px){.hero{gap:32px;padding-top:55px;padding-bottom:60px}.flow-card{padding:27px 25px}.hero h1{font-size:3.5rem}.hero-actions{gap:17px}.split{gap:36px}.card{padding:23px}.legal-layout{gap:32px;grid-template-columns:190px minmax(0,1fr)}.policy-panel{gap:30px;padding:31px;grid-template-columns:1fr 200px}.status-banner>div{gap:12px}.status-banner span{font-size:.72rem}}
@media(max-width:680px){.wrap,.header-inner,.status-banner>div,.footer-inner,.footer-note{width:calc(100% - 36px)}.status-banner>div{display:block;padding:9px 0}.status-banner span{display:block;margin-top:1px}.header-inner{display:block;padding-top:16px;min-height:auto}.brand{font-size:.98rem}.brand img{width:31px;height:31px}.site-header nav{gap:26px;margin-top:8px}.site-header nav a{padding:12px 0;font-size:.86rem}.hero{grid-template-columns:1fr;padding-top:42px;padding-bottom:48px;gap:35px}.hero h1{font-size:3.25rem}.hero .lede{font-size:1.03rem;margin:23px 0}.hero-actions{margin:26px 0 20px}.flow-card{padding:27px 25px}.flow-card h2 br{display:none}.flow-card h2{font-size:1.7rem;max-width:330px}.section{padding-top:48px;padding-bottom:48px}.section-intro{margin-bottom:25px}.cards{grid-template-columns:1fr;gap:14px}.card{padding:23px}.card h3{margin-top:15px}.split{grid-template-columns:1fr;gap:28px}.policy-panel{grid-template-columns:1fr;padding:27px 24px;gap:23px}.policy-panel h2{font-size:1.65rem}.policy-links{gap:5px}.footer-inner{display:block}.footer-inner nav{margin-top:24px;flex-wrap:wrap;gap:10px 22px}.legal-heading{padding-top:40px;padding-bottom:29px}.legal-heading h1{font-size:2.8rem}.legal-layout{display:block;padding-bottom:48px}.legal-nav{position:static;margin-bottom:30px}.legal-nav ul{display:flex;flex-wrap:wrap;gap:7px 17px}.legal-nav li{margin:0}.legal-nav .back-link{display:none}.legal-body{font-size:.94rem}.legal-body h2{font-size:1.34rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.status-banner{print-color-adjust:exact}.site-header nav,.legal-nav,.site-footer,.hero-actions,.skip{display:none}.legal-layout{display:block}.legal-heading,.section{padding:24px 0}.wrap,.header-inner,.status-banner>div{width:100%}.legal-body{max-width:none}.legal-body h2{break-after:avoid}.card,.flow-card{break-inside:avoid}}